Air Miles is now Blue Rewards. BMO replaced the AIR MILES program with Blue Rewards in June 2026. Your miles were converted to Blue Points automatically, your collector number is now your Member number, and BMO Air Miles credit cards now earn Blue Points. The key number: 1,500 Blue Points = $10 when you redeem in store or for eGift cards, so each point is worth about 0.67¢. Here’s what changed and what your points are worth.
What happened to Air Miles?
BMO announced in January 2026 that AIR MILES would become Blue Rewards, and launched the new program on June 2, 2026. airmiles.ca now sends you to bluerewards.ca. Here’s what changed for collectors:
- Miles became Blue Points. BMO says existing Reward Miles converted automatically, with no loss of value.
- Cash and Dream Miles are gone. They were combined into one balance you can use for any reward, from eGift cards to travel.
- Same number, same card. Your AIR MILES collector number is now your Blue Rewards Member number. BMO says no action is needed.
- BMO Air Miles credit cards keep working with the same card number, and now earn Blue Points.
- The AIR MILES Chequing Account is now the Blue Rewards Chequing Account.
- New partners joined, including Dollarama, Instacart, Porter Airlines, Accor hotels such as Fairmont, and MTY restaurants such as Thai Express and Mr. Sub.
Blue Rewards’ conversion chart shows what your old miles became. It works out to about 16 Blue Points per mile, the same dollar value as before:
| AIR MILES | Blue Points | Reward value |
|---|---|---|
| 95 | 1,500 | $10 |
| 188 | 3,000 | $20 |
| 469 | 7,500 | $50 |
| 938 | 15,000 | $100 |
| 1,875 | 30,000 | $200 |
| 3,750 | 60,000 | $400 |
Activity posted before June 2, 2026 still shows as Miles in your account history, and anything posted since shows as Points. Miles you earned before the switch that hadn’t posted yet are converted automatically.
How much are Blue Points worth?
BMO’s published rate is 1,500 Blue Points = $10 when you redeem in store at participating partners or for eGift cards. That’s 0.67¢ a point. BMO uses the same value for its travel example: 15,000 points for $100.
| Blue Points | Worth about |
|---|---|
| 1,500 | $10 |
| 5,000 | $33 |
| 10,000 | $67 |
| 15,000 | $100 |
| 50,000 | $333 |
| 100,000 | $667 |
You redeem in blocks of 1,500 points, up to $750 (112,500 points) a day across in-store and eGift card redemptions. Merchandise and other rewards have their own rates, so check the price in points before you redeem. Learn how to compare programs with cents per point.
Calculator: your Blue Points and BMO Blue Rewards cards
Blue Rewards calculatorSee what your Blue Points (formerly Air Miles) are worth, and how many you’d earn a year with each BMO Blue Rewards credit card.
Your points
Your monthly card spending
Your balance is worth
No-fee card, a year
World Elite, a year
Points a year by type of spending
| Spending | No-fee card | World Elite |
|---|
How to earn Blue Points
- Shop at partners. Show your Blue Rewards Member Card in store or online. BMO’s 10x partner list includes Dollarama, Instacart, Pharmasave, Irving, Global Pet Foods, Timber Mart, Budget, National Car Rental, Fairmont, Sofitel, Novotel, Thai Express, Mr. Sub, Sushi Shop, Ben & Florentine, Baton Rouge and the NSLC. Partners vary by region and can change.
- Book through Blue Rewards Travel. It’s powered by Expedia, for flights, hotels and car rentals.
- Pay with a BMO Blue Rewards credit card. You earn card points and partner points on the same purchase when you also show your Member Card.
- Use a BMO chequing account. Eligible BMO debit cards earn 1 point per $2 on grocery, gas, EV charging and wholesale purchases, up to $300 of spending a month. The Blue Rewards Chequing Account earns more.
The BMO Blue Rewards credit cards
These replaced the BMO AIR MILES cards. Both earn more at partners and in four everyday categories: groceries, gas and EV charging, wholesale clubs and liquor stores.
| BMO Blue Rewards Mastercard | BMO Blue Rewards World Elite Mastercard | |
|---|---|---|
| Annual fee | $0 | $150 (waived the first year) |
| At Blue Rewards Partners | 5 points per $1 | 10 points per $1 |
| Groceries, gas and EV charging, wholesale, liquor | 1 point per $1 | 2 points per $1 |
| Everything else | 0.5 points per $1 | 1 point per $1 |
| Value at 1,500 = $10 | 3.3% at partners, 0.67% in categories, 0.33% elsewhere | 6.7% at partners, 1.33% in categories, 0.67% elsewhere |
| Caps | Partner bonus on up to $15,000 a year; category bonus on up to $500 a month in each category | Partner bonus on up to $25,000 a year; category bonus on up to $500 a month in each category |
| Welcome offer | 20,000 Bonus Points | Up to 100,000 Bonus Points over the first year |
| Travel perks | None listed | 4 free lounge passes a year with Mastercard Travel Pass, roadside assistance, $200 NEXUS credit, travel medical and car rental insurance |
| Income needed | None listed | $80,000 personal or $150,000 household |
The World Elite welcome offer comes in three steps: 45,000 points after $5,000 in spending in the first 110 days, 20,000 more after $10,000 in 180 days, and 35,000 more after $20,000 in the first year. BMO values the full 100,000 at up to $665. Its emergency medical insurance covers trips of up to 15 days.
On spending outside the partners and the four categories, both cards earn less than a flat 1% to 2% cash back card. If most of your spending is general, compare our best no-fee credit cards and the Wealthsimple card, which pays 2% on everything.
How to use your Blue Points
- In store at participating partners, to take money off your purchase.
- eGift cards (formerly eVouchers) for stores and restaurants.
- Travel through Blue Rewards Travel. You can cover a whole trip, including taxes and fees (not cruises or pay-at-property fees), or use any number of points to lower the price.
- Merchandise from a catalogue of over 3,000 rewards.
In-store and eGift card redemptions get the published 1,500 = $10 rate. For anything else, divide the dollar price by the points needed to see if you’re getting about 0.67¢ a point or better.
Do Blue Points expire?
Not while your account is active. If you don’t earn or redeem any points for 24 months in a row, Blue Rewards can cancel the points in your account. Those 24 months include time before the switch from Air Miles.
- Blue Rewards says it will try to email you up to 60 days before your account goes dormant, so keep your email address up to date.
- Quebec residents get a written notice 30 to 60 days before points are cancelled.
- Earning or redeeming points within 24 months keeps your account active.
- Points from a BMO card aren’t moved to your Blue Rewards account while the card account isn’t in good standing or after it’s closed.
Frequently asked questions
What happened to Air Miles?
BMO replaced the AIR MILES program with Blue Rewards, launched on June 2, 2026. Miles converted to Blue Points automatically, and AIR MILES collector numbers became Blue Rewards Member numbers.
Did I lose my Air Miles?
No. BMO says existing Reward Miles converted to Blue Points automatically with no loss of value. You don’t need to do anything.
How much are Blue Points worth?
1,500 Blue Points = $10 when redeemed in store at participating partners or for eGift cards, so each point is worth about 0.67 cents. 10,000 points is about $67.
What happened to Cash Miles and Dream Miles?
They were combined into one balance of Blue Points with no loss in value. Blue Rewards’ chart shows 95 Miles = 1,500 Points = $10, about 16 Points per mile.
Do Blue Points expire?
Not while your account is active. If you don’t earn or redeem any points for 24 months in a row, Blue Rewards can cancel your points. Time before the switch from Air Miles counts toward the 24 months.
Is Blue Rewards the same as BMO Rewards?
No. Blue Rewards replaced AIR MILES. BMO Rewards is a separate program that comes with other BMO credit cards, such as the BMO eclipse cards.
What happened to my BMO Air Miles credit card?
It keeps working with the same card number, and now earns Blue Points instead of miles. BMO’s current cards are the BMO Blue Rewards Mastercard and the BMO Blue Rewards World Elite Mastercard.
Where can I earn Blue Points?
At participating partners such as Dollarama, Instacart, Pharmasave, Irving and Fairmont, through Blue Rewards Travel, and with BMO Blue Rewards credit cards and eligible BMO chequing accounts.
Do I need a BMO account for Blue Rewards?
No. You can sign up and collect Blue Points without a BMO credit card or bank account. A BMO Blue Rewards credit card or chequing account earns points faster.
Related reading
- Canadian rewards programs: what points are worth in each program
- Scene+ points for movies: another grocery and banking program
- PC Optimum points value: with a calculator
- Best credit cards for groceries: cards that earn more at the grocery store
How we checked: The transition, conversion, Member number and card details come from BMO’s Blue Rewards page, its June 2, 2026 news release and its AIR MILES transition page. The 1,500 = $10 rate is BMO’s published rate for in-store and eGift card redemptions. Card earn rates, caps, fees, welcome offers and perks come from BMO’s card pages and their legal footnotes. The partner list is BMO’s 10x partner page. The Miles-to-Points chart, the 24-month inactivity rule and the $750 daily redemption limit come from the Blue Rewards support centre and program terms. The calculator assumes your spending is the same each month and leaves out welcome bonuses and Member Card points. This page is general information, not financial advice. Sources: BMO: Welcome to Blue Rewards; BMO news release, June 2, 2026; BMO: AIR MILES transition to Blue Rewards; BMO Blue Rewards Mastercard; BMO Blue Rewards World Elite Mastercard; BMO: 10x the Points partners; BMO credit card legal footnotes; Blue Rewards FAQ: transitioning from AIR MILES; Blue Rewards terms and conditions. Last checked October 2026.