Canadian Rewards Programs: What Your Points Are Worth (2026)

Published October 17, 2026 · Updated October 20, 2026 · By the Best Canadian Credit Cards Editorial Team

Every rewards program values its points differently. A Canadian Tire Money dollar is worth a dollar, a PC Optimum point is worth a tenth of a cent, and travel points can be worth 1¢ to 4¢ depending on how you use them. Pick a program below to see what your points are worth and how to get the most from them.

At a glance

ProgramWhat a point is worthBest use
Canadian Tire Money$1 = $1 offAnything at Triangle stores (not gas or tires)
Petro-Points0.1¢ (1,000 points = $1)Dollars off fuel at Petro-Canada, or convert to CT Money
Journie RewardsAbout 1.2¢ to 2.3¢ a litre of gas7¢ a litre off a big fill, or $5 in-store
PC Optimum0.1¢ (10,000 = $10)Spend-your-points events
CIBC AventuraAbout 1.6¢ to 4¢Flights near the chart's maximum price
RBC Avion1¢, up to about 2¢Flights on RBC's redemption schedule
TD Rewards0.5¢Travel on Expedia For TD
WestJet Rewards1¢Base fare of a WestJet flight
Porter VIPorterAbout 1.5¢ (BMO's estimate)Base fare of a Porter flight
AeroplanVaries by flight; about 1.44¢ in our exampleAir Canada and partner flights
Marriott BonvoyVaries by stay; about 0.29¢ as gift cardsFree hotel nights
Scene+1¢ (100 points = $1)Travel, groceries and movies
Blue Rewards (Air Miles)About 0.67¢ (1,500 points = $10)In-store and eGift card redemptions

Canadian Tire Money (Triangle Rewards)5

$1 in CT Money is worth $1 off at Canadian Tire, SportChek, Mark's and other Triangle stores. You earn 0.4% with a Triangle Rewards card, or 4% at Canadian Tire with a Triangle Mastercard.

Journie Rewards (Chevron, Ultramar, Pioneer)1

Earn 1 point per litre and 2 per $1 in-store at Chevron, Ultramar, Pioneer, Fas Gas and On the Run. Every 300 points gets 7¢ a litre off, $5 in-store or 300 Aeroplan points.

PC Optimum3

10,000 PC Optimum points are worth $10 at Shoppers Drug Mart, Loblaws, No Frills and other participating stores. That's 0.1¢ a point.

CIBC Aventura1

Aventura points are worth the most on flights booked with CIBC's Airline Rewards Chart: about 1.6¢ to 4¢ a point when the ticket is close to the chart's maximum price.

RBC Avion1

Avion Elite points are worth 1¢ each on any travel, and up to about 2¢ on flights booked with RBC's Air Travel Redemption Schedule.

TD Rewards1

TD Rewards points are worth 0.5¢ each on travel booked through Expedia For TD, and less on other purchases.

WestJet Rewards2

A WestJet point is worth 1¢ on the base fare of a WestJet flight: 100 points take $1 off. Old WestJet dollars became 100 points each.

Porter VIPorter1

VIPorter points pay the base fare of Porter flights, not taxes and fees. BMO estimates they're worth about 1.5¢ each on flights. You earn them with the BMO VIPorter credit cards.

Aeroplan3

Aeroplan points have no fixed value. Work it out from the cash fare, minus taxes, divided by the points. Partner airline flights cost a fixed number of points based on distance.

Marriott Bonvoy4

Marriott Bonvoy points have no fixed value. On hotel stays, divide the cash price by the points price. As gift cards they're worth about 0.29¢, and they move to Aeroplan at 3 to 1. You earn them with the Marriott Bonvoy American Express cards.

Scene+3

Scene+ points are worth 1¢ each for travel, groceries at Sobeys, Safeway and IGA, Cineplex, restaurants, Home Hardware and Shell. A statement credit gets 0.67¢.

Blue Rewards (formerly Air Miles)1

BMO replaced Air Miles with Blue Rewards in June 2026. Miles became Blue Points automatically. 1,500 Blue Points = $10 in store or on eGift cards, about 0.67¢ a point.

How we checked: Each value comes from the program guide linked above, which cites the program's own rules and was checked in October 2026. Aeroplan and Scene+ will be added once their guides are published. Want to compare points you have with cash? Try our cents per point calculator.