Free, simple tools to help you make credit card decisions with your own numbers. Each one takes a minute, works on your phone, and explains the result in plain language. Nothing you enter is saved or sent anywhere.
What are my points worth?Cents per point calculatorEnter a real booking to see what each point is worth, how it compares with cash back, and what your balance is worth.Open calculator →Is the annual fee worth it?Annual fee calculatorCompare a card with a fee against a no-fee card using your own spending, and see when the fee pays for itself.Open calculator →What do FX fees cost me?Foreign transaction fee calculatorSee what currency conversion fees cost you each year on trips and online shopping, and whether switching cards is worth it.Open calculator →
New to credit card rewards? Start with our beginner’s guide, or look up any term in the glossary.